Market Overview
Home Prices in Guide Rock, NE
The median home value in Guide Rock, NE is $111,464 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6.6% compared to a year ago and down 10.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Guide Rock are priced73% below average.
Over the past five years, Guide Rock home values have fallen by approximately11.7%, reflecting softening conditions in this market.
Price History
Guide Rock Home Price Trend
2020
$109,378
$109K
—
2021
$126,198
$126K
+15.4%
2022
$135,296
$135K
+7.2%
2023
$125,845
$126K
-7.0%
2024
$133,614
$134K
+6.2%
2025
$119,291
$119K
-10.7%
2026
$111,464
$111K
-6.6%
City Comparison
Guide Rock vs. National Median
🏠 Guide Rock
$111,464
National Median
$410,000
At $111,464, homes in Guide Rock cost 73% below the national median of $410,000. This makes Guide Rock a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Guide Rock?
20% Down Payment
$22,293
on $111,464
Monthly P&I
$581/mo
30-yr @ 6.8%
Total Monthly Est.
~$738/mo
incl. taxes & insurance
Income Needed
$29,520
gross annual (30% rule)
10% Down Option
$11,146
+ PMI applies
Loan Amount (20% dn)
$89,171
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Guide Rock, NE?
The median home value in Guide Rock is $111,464 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6.6% year-over-year.
How much have home prices changed in Guide Rock?
Over the past year, home values in Guide Rock have decreased by 6.6%. Over five years, prices have fallen approximately 11.7%.
How much do I need to earn to buy a home in Guide Rock?
To comfortably afford the median home price of $111,464 with a 20% down payment ($22,293) at today's rates (6.8%), you'd need a gross annual income of approximately $29,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Guide Rock compare to the national average home price?
The national median home value is approximately $410,000. At $111,464, homes in Guide Rock are 73% below the national average.