📍 Holdrege, NE · Zillow ZHVI · July 2026

Average Home Price in
Holdrege, NE

Phelps County County

Median Home Value
$199,776
↑ 4.7% year-over-year
vs. National Median
$410,000
Holdrege is 51% below
Est. Monthly Payment
$1,042/mo
20% down · 6.8% rate
Income Needed
$53K
gross annual (30% rule)
Median Home Value
$199,776
↑ 4.7% year-over-year

Down Payment (20%)$39,955
Monthly P&I$1,042/mo
With Taxes & Ins.~$1,323/mo
Income Needed$52,920/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Holdrege, NE

The median home value in Holdrege, NE is $199,776 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.7% compared to a year ago and up 5.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Holdrege are priced51% below average.

Over the past five years, Holdrege home values have risen by approximately26.0%, reflecting strong long-term appreciation in this market.

City Comparison

Holdrege vs. National Median

🏠 Holdrege
$199,776
National Median
$410,000

At $199,776, homes in Holdrege cost 51% below the national median of $410,000. This makes Holdrege a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Holdrege?

20% Down Payment
$39,955
on $199,776
Monthly P&I
$1,042/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,323/mo
incl. taxes & insurance
Income Needed
$52,920
gross annual (30% rule)
10% Down Option
$19,978
+ PMI applies
Loan Amount (20% dn)
$159,821
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Holdrege, NE?
The median home value in Holdrege is $199,776 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.7% year-over-year.
How much have home prices changed in Holdrege?
Over the past year, home values in Holdrege have increased by 4.7%. Over five years, prices have risen approximately 26.0%.
How much do I need to earn to buy a home in Holdrege?
To comfortably afford the median home price of $199,776 with a 20% down payment ($39,955) at today's rates (6.8%), you'd need a gross annual income of approximately $52,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Holdrege compare to the national average home price?
The national median home value is approximately $410,000. At $199,776, homes in Holdrege are 51% below the national average.