Market Overview
Home Prices in Humboldt, NE
The median home value in Humboldt, NE is $161,301 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Humboldt are priced61% below average.
Over the past five years, Humboldt home values have risen by approximately30.9%, reflecting strong long-term appreciation in this market.
Price History
Humboldt Home Price Trend
2020
$98,078
$98K
—
2021
$123,216
$123K
+25.6%
2022
$146,991
$147K
+19.3%
2023
$152,705
$153K
+3.9%
2024
$157,597
$158K
+3.2%
2025
$158,750
$159K
+0.7%
2026
$161,301
$161K
+1.6%
City Comparison
Humboldt vs. National Median
🏠 Humboldt
$161,301
National Median
$410,000
At $161,301, homes in Humboldt cost 61% below the national median of $410,000. This makes Humboldt a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Humboldt?
20% Down Payment
$32,260
on $161,301
Monthly P&I
$841/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,068/mo
incl. taxes & insurance
Income Needed
$42,720
gross annual (30% rule)
10% Down Option
$16,130
+ PMI applies
Loan Amount (20% dn)
$129,041
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Humboldt, NE?
The median home value in Humboldt is $161,301 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Humboldt?
Over the past year, home values in Humboldt have increased by 1.6%. Over five years, prices have risen approximately 30.9%.
How much do I need to earn to buy a home in Humboldt?
To comfortably afford the median home price of $161,301 with a 20% down payment ($32,260) at today's rates (6.8%), you'd need a gross annual income of approximately $42,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Humboldt compare to the national average home price?
The national median home value is approximately $410,000. At $161,301, homes in Humboldt are 61% below the national average.