Market Overview
Home Prices in Loup City, NE
The median home value in Loup City, NE is $178,553 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.3% compared to a year ago and up 6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Loup City are priced56% below average.
Over the past five years, Loup City home values have risen by approximately37.9%, reflecting strong long-term appreciation in this market.
Price History
Loup City Home Price Trend
2020
$113,285
$113K
—
2021
$129,471
$129K
+14.3%
2022
$146,062
$146K
+12.8%
2023
$155,831
$156K
+6.7%
2024
$163,111
$163K
+4.7%
2025
$172,853
$173K
+6.0%
2026
$178,553
$179K
+3.3%
City Comparison
Loup City vs. National Median
🏠 Loup City
$178,553
National Median
$410,000
At $178,553, homes in Loup City cost 56% below the national median of $410,000. This makes Loup City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Loup City?
20% Down Payment
$35,711
on $178,553
Monthly P&I
$931/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,182/mo
incl. taxes & insurance
Income Needed
$47,280
gross annual (30% rule)
10% Down Option
$17,855
+ PMI applies
Loan Amount (20% dn)
$142,842
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Loup City, NE?
The median home value in Loup City is $178,553 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.3% year-over-year.
How much have home prices changed in Loup City?
Over the past year, home values in Loup City have increased by 3.3%. Over five years, prices have risen approximately 37.9%.
How much do I need to earn to buy a home in Loup City?
To comfortably afford the median home price of $178,553 with a 20% down payment ($35,711) at today's rates (6.8%), you'd need a gross annual income of approximately $47,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Loup City compare to the national average home price?
The national median home value is approximately $410,000. At $178,553, homes in Loup City are 56% below the national average.