Market Overview
Home Prices in McCook, NE
The median home value in McCook, NE is $184,144 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in McCook are priced55% below average.
Over the past five years, McCook home values have risen by approximately23.9%, reflecting strong long-term appreciation in this market.
Price History
McCook Home Price Trend
2020
$131,635
$132K
—
2021
$148,585
$149K
+12.9%
2022
$166,981
$167K
+12.4%
2023
$173,383
$173K
+3.8%
2024
$174,510
$175K
+0.7%
2025
$180,484
$180K
+3.4%
2026
$184,144
$184K
+2.0%
City Comparison
McCook vs. National Median
🏠 McCook
$184,144
National Median
$410,000
At $184,144, homes in McCook cost 55% below the national median of $410,000. This makes McCook a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in McCook?
20% Down Payment
$36,829
on $184,144
Monthly P&I
$960/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,219/mo
incl. taxes & insurance
Income Needed
$48,760
gross annual (30% rule)
10% Down Option
$18,414
+ PMI applies
Loan Amount (20% dn)
$147,315
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in McCook, NE?
The median home value in McCook is $184,144 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in McCook?
Over the past year, home values in McCook have increased by 2%. Over five years, prices have risen approximately 23.9%.
How much do I need to earn to buy a home in McCook?
To comfortably afford the median home price of $184,144 with a 20% down payment ($36,829) at today's rates (6.8%), you'd need a gross annual income of approximately $48,760. This assumes keeping total housing costs at or below 30% of gross income.
How does McCook compare to the national average home price?
The national median home value is approximately $410,000. At $184,144, homes in McCook are 55% below the national average.