Market Overview
Home Prices in Oakdale, NE
The median home value in Oakdale, NE is $93,388 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9% compared to a year ago and down 14.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oakdale are priced77% below average.
Over the past five years, Oakdale home values have fallen by approximately0.3%, reflecting softening conditions in this market.
Price History
Oakdale Home Price Trend
2020
$78,941
$79K
—
2021
$93,632
$94K
+18.6%
2022
$103,437
$103K
+10.5%
2023
$94,794
$95K
-8.4%
2024
$99,937
$100K
+5.4%
2025
$85,687
$86K
-14.3%
2026
$93,388
$93K
+9.0%
City Comparison
Oakdale vs. National Median
🏠 Oakdale
$93,388
National Median
$410,000
At $93,388, homes in Oakdale cost 77% below the national median of $410,000. This makes Oakdale a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oakdale?
20% Down Payment
$18,678
on $93,388
Monthly P&I
$487/mo
30-yr @ 6.8%
Total Monthly Est.
~$618/mo
incl. taxes & insurance
Income Needed
$24,720
gross annual (30% rule)
10% Down Option
$9,339
+ PMI applies
Loan Amount (20% dn)
$74,710
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oakdale, NE?
The median home value in Oakdale is $93,388 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9% year-over-year.
How much have home prices changed in Oakdale?
Over the past year, home values in Oakdale have increased by 9%. Over five years, prices have fallen approximately 0.3%.
How much do I need to earn to buy a home in Oakdale?
To comfortably afford the median home price of $93,388 with a 20% down payment ($18,678) at today's rates (6.8%), you'd need a gross annual income of approximately $24,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Oakdale compare to the national average home price?
The national median home value is approximately $410,000. At $93,388, homes in Oakdale are 77% below the national average.