📍 Ohiowa, NE · Zillow ZHVI · July 2026

Average Home Price in
Ohiowa, NE

Fillmore County County

Median Home Value
$273,037
↑ 9.3% year-over-year
vs. National Median
$410,000
Ohiowa is 33% below
Est. Monthly Payment
$1,424/mo
20% down · 6.8% rate
Income Needed
$72K
gross annual (30% rule)
Median Home Value
$273,037
↑ 9.3% year-over-year

Down Payment (20%)$54,607
Monthly P&I$1,424/mo
With Taxes & Ins.~$1,808/mo
Income Needed$72,320/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ohiowa, NE

The median home value in Ohiowa, NE is $273,037 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.3% compared to a year ago and up 4.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ohiowa are priced33% below average.

Over the past five years, Ohiowa home values have risen by approximately50.7%, reflecting strong long-term appreciation in this market.

City Comparison

Ohiowa vs. National Median

🏠 Ohiowa
$273,037
National Median
$410,000

At $273,037, homes in Ohiowa cost 33% below the national median of $410,000. This makes Ohiowa a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Ohiowa?

20% Down Payment
$54,607
on $273,037
Monthly P&I
$1,424/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,808/mo
incl. taxes & insurance
Income Needed
$72,320
gross annual (30% rule)
10% Down Option
$27,304
+ PMI applies
Loan Amount (20% dn)
$218,430
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ohiowa, NE?
The median home value in Ohiowa is $273,037 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.3% year-over-year.
How much have home prices changed in Ohiowa?
Over the past year, home values in Ohiowa have increased by 9.3%. Over five years, prices have risen approximately 50.7%.
How much do I need to earn to buy a home in Ohiowa?
To comfortably afford the median home price of $273,037 with a 20% down payment ($54,607) at today's rates (6.8%), you'd need a gross annual income of approximately $72,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Ohiowa compare to the national average home price?
The national median home value is approximately $410,000. At $273,037, homes in Ohiowa are 33% below the national average.