Market Overview
Home Prices in Orchard, NE
The median home value in Orchard, NE is $285,018 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3% compared to a year ago and down 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Orchard are priced30% below average.
Over the past five years, Orchard home values have risen by approximately19.9%, reflecting steady appreciation in this market.
Price History
Orchard Home Price Trend
2020
$202,640
$203K
—
2021
$237,754
$238K
+17.3%
2022
$256,153
$256K
+7.7%
2023
$262,747
$263K
+2.6%
2024
$278,360
$278K
+5.9%
2025
$276,663
$277K
-0.6%
2026
$285,018
$285K
+3.0%
City Comparison
Orchard vs. National Median
🏠 Orchard
$285,018
National Median
$410,000
At $285,018, homes in Orchard cost 30% below the national median of $410,000. This makes Orchard a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Orchard?
20% Down Payment
$57,004
on $285,018
Monthly P&I
$1,486/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,887/mo
incl. taxes & insurance
Income Needed
$75,480
gross annual (30% rule)
10% Down Option
$28,502
+ PMI applies
Loan Amount (20% dn)
$228,014
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Orchard, NE?
The median home value in Orchard is $285,018 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3% year-over-year.
How much have home prices changed in Orchard?
Over the past year, home values in Orchard have increased by 3%. Over five years, prices have risen approximately 19.9%.
How much do I need to earn to buy a home in Orchard?
To comfortably afford the median home price of $285,018 with a 20% down payment ($57,004) at today's rates (6.8%), you'd need a gross annual income of approximately $75,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Orchard compare to the national average home price?
The national median home value is approximately $410,000. At $285,018, homes in Orchard are 30% below the national average.