Market Overview
Home Prices in Oshkosh, NE
The median home value in Oshkosh, NE is $172,922 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.6% compared to a year ago and up 5.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oshkosh are priced58% below average.
Over the past five years, Oshkosh home values have risen by approximately16.5%, reflecting steady appreciation in this market.
Price History
Oshkosh Home Price Trend
2020
$124,787
$125K
—
2021
$148,452
$148K
+19.0%
2022
$167,600
$168K
+12.9%
2023
$170,856
$171K
+1.9%
2024
$168,550
$169K
-1.3%
2025
$177,583
$178K
+5.4%
2026
$172,922
$173K
-2.6%
City Comparison
Oshkosh vs. National Median
🏠 Oshkosh
$172,922
National Median
$410,000
At $172,922, homes in Oshkosh cost 58% below the national median of $410,000. This makes Oshkosh a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oshkosh?
20% Down Payment
$34,584
on $172,922
Monthly P&I
$902/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,146/mo
incl. taxes & insurance
Income Needed
$45,840
gross annual (30% rule)
10% Down Option
$17,292
+ PMI applies
Loan Amount (20% dn)
$138,338
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oshkosh, NE?
The median home value in Oshkosh is $172,922 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.6% year-over-year.
How much have home prices changed in Oshkosh?
Over the past year, home values in Oshkosh have decreased by 2.6%. Over five years, prices have risen approximately 16.5%.
How much do I need to earn to buy a home in Oshkosh?
To comfortably afford the median home price of $172,922 with a 20% down payment ($34,584) at today's rates (6.8%), you'd need a gross annual income of approximately $45,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Oshkosh compare to the national average home price?
The national median home value is approximately $410,000. At $172,922, homes in Oshkosh are 58% below the national average.