Market Overview
Home Prices in Osmond, NE
The median home value in Osmond, NE is $162,840 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.3% compared to a year ago and up 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Osmond are priced60% below average. Osmond is part of the Norfolk, NE metro area.
Over the past five years, Osmond home values have risen by approximately24.6%, reflecting strong long-term appreciation in this market.
Price History
Osmond Home Price Trend
City Comparison
Osmond vs. National Median
At $162,840, homes in Osmond cost 60% below the national median of $410,000. This makes Osmond a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Osmond?
20% Down Payment
$32,568
on $162,840
Monthly P&I
$849/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,078/mo
incl. taxes & insurance
Income Needed
$43,120
gross annual (30% rule)
10% Down Option
$16,284
+ PMI applies
Loan Amount (20% dn)
$130,272
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Osmond, NE?
The median home value in Osmond is $162,840 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.3% year-over-year.
How much have home prices changed in Osmond?
Over the past year, home values in Osmond have increased by 4.3%. Over five years, prices have risen approximately 24.6%.
How much do I need to earn to buy a home in Osmond?
To comfortably afford the median home price of $162,840 with a 20% down payment ($32,568) at today's rates (6.8%), you'd need a gross annual income of approximately $43,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Osmond compare to the national average home price?
The national median home value is approximately $410,000. At $162,840, homes in Osmond are 60% below the national average.
What metro area is Osmond part of?
Osmond is part of the Norfolk, NE metropolitan area. Home prices and market conditions can vary across the broader metro region.