Market Overview
Home Prices in Oxford, NE
The median home value in Oxford, NE is $132,902 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.6% compared to a year ago and down 8.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oxford are priced68% below average.
Over the past five years, Oxford home values have fallen by approximately14.7%, reflecting softening conditions in this market.
Price History
Oxford Home Price Trend
2020
$132,080
$132K
—
2021
$155,848
$156K
+18.0%
2022
$165,719
$166K
+6.3%
2023
$158,678
$159K
-4.2%
2024
$151,894
$152K
-4.3%
2025
$139,326
$139K
-8.3%
2026
$132,902
$133K
-4.6%
City Comparison
Oxford vs. National Median
🏠 Oxford
$132,902
National Median
$410,000
At $132,902, homes in Oxford cost 68% below the national median of $410,000. This makes Oxford a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oxford?
20% Down Payment
$26,580
on $132,902
Monthly P&I
$693/mo
30-yr @ 6.8%
Total Monthly Est.
~$880/mo
incl. taxes & insurance
Income Needed
$35,200
gross annual (30% rule)
10% Down Option
$13,290
+ PMI applies
Loan Amount (20% dn)
$106,322
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oxford, NE?
The median home value in Oxford is $132,902 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.6% year-over-year.
How much have home prices changed in Oxford?
Over the past year, home values in Oxford have decreased by 4.6%. Over five years, prices have fallen approximately 14.7%.
How much do I need to earn to buy a home in Oxford?
To comfortably afford the median home price of $132,902 with a 20% down payment ($26,580) at today's rates (6.8%), you'd need a gross annual income of approximately $35,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Oxford compare to the national average home price?
The national median home value is approximately $410,000. At $132,902, homes in Oxford are 68% below the national average.