Market Overview
Home Prices in Plattsmouth, NE
The median home value in Plattsmouth, NE is $314,821 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.6% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Plattsmouth are priced23% below average. Plattsmouth is part of the Omaha-Council Bluffs, NE-IA metro area.
Over the past five years, Plattsmouth home values have risen by approximately28.8%, reflecting strong long-term appreciation in this market.
Price History
Plattsmouth Home Price Trend
City Comparison
Plattsmouth vs. National Median
At $314,821, homes in Plattsmouth cost 23% below the national median of $410,000. This makes Plattsmouth a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Plattsmouth?
20% Down Payment
$62,964
on $314,821
Monthly P&I
$1,642/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,085/mo
incl. taxes & insurance
Income Needed
$83,400
gross annual (30% rule)
10% Down Option
$31,482
+ PMI applies
Loan Amount (20% dn)
$251,857
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Plattsmouth, NE?
The median home value in Plattsmouth is $314,821 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.6% year-over-year.
How much have home prices changed in Plattsmouth?
Over the past year, home values in Plattsmouth have increased by 5.6%. Over five years, prices have risen approximately 28.8%.
How much do I need to earn to buy a home in Plattsmouth?
To comfortably afford the median home price of $314,821 with a 20% down payment ($62,964) at today's rates (6.8%), you'd need a gross annual income of approximately $83,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Plattsmouth compare to the national average home price?
The national median home value is approximately $410,000. At $314,821, homes in Plattsmouth are 23% below the national average.
What metro area is Plattsmouth part of?
Plattsmouth is part of the Omaha-Council Bluffs, NE-IA metropolitan area. Home prices and market conditions can vary across the broader metro region.