Market Overview
Home Prices in Potter, NE
The median home value in Potter, NE is $222,462 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.3% compared to a year ago and up 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Potter are priced46% below average. Potter is part of the Scottsbluff, NE metro area.
Over the past five years, Potter home values have risen by approximately43.1%, reflecting strong long-term appreciation in this market.
Price History
Potter Home Price Trend
City Comparison
Potter vs. National Median
At $222,462, homes in Potter cost 46% below the national median of $410,000. This makes Potter a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Potter?
20% Down Payment
$44,492
on $222,462
Monthly P&I
$1,160/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,473/mo
incl. taxes & insurance
Income Needed
$58,920
gross annual (30% rule)
10% Down Option
$22,246
+ PMI applies
Loan Amount (20% dn)
$177,970
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Potter, NE?
The median home value in Potter is $222,462 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.3% year-over-year.
How much have home prices changed in Potter?
Over the past year, home values in Potter have increased by 6.3%. Over five years, prices have risen approximately 43.1%.
How much do I need to earn to buy a home in Potter?
To comfortably afford the median home price of $222,462 with a 20% down payment ($44,492) at today's rates (6.8%), you'd need a gross annual income of approximately $58,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Potter compare to the national average home price?
The national median home value is approximately $410,000. At $222,462, homes in Potter are 46% below the national average.
What metro area is Potter part of?
Potter is part of the Scottsbluff, NE metropolitan area. Home prices and market conditions can vary across the broader metro region.