Market Overview
Home Prices in Ralston, NE
The median home value in Ralston, NE is $271,241 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.6% compared to a year ago and up 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ralston are priced34% below average. Ralston is part of the Omaha-Council Bluffs, NE-IA metro area.
Over the past five years, Ralston home values have risen by approximately25.7%, reflecting strong long-term appreciation in this market.
Price History
Ralston Home Price Trend
City Comparison
Ralston vs. National Median
At $271,241, homes in Ralston cost 34% below the national median of $410,000. This makes Ralston a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ralston?
20% Down Payment
$54,248
on $271,241
Monthly P&I
$1,415/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,797/mo
incl. taxes & insurance
Income Needed
$71,880
gross annual (30% rule)
10% Down Option
$27,124
+ PMI applies
Loan Amount (20% dn)
$216,993
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ralston, NE?
The median home value in Ralston is $271,241 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.6% year-over-year.
How much have home prices changed in Ralston?
Over the past year, home values in Ralston have increased by 3.6%. Over five years, prices have risen approximately 25.7%.
How much do I need to earn to buy a home in Ralston?
To comfortably afford the median home price of $271,241 with a 20% down payment ($54,248) at today's rates (6.8%), you'd need a gross annual income of approximately $71,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Ralston compare to the national average home price?
The national median home value is approximately $410,000. At $271,241, homes in Ralston are 34% below the national average.
What metro area is Ralston part of?
Ralston is part of the Omaha-Council Bluffs, NE-IA metropolitan area. Home prices and market conditions can vary across the broader metro region.