Market Overview
Home Prices in Riverdale, NE
The median home value in Riverdale, NE is $308,163 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.9% compared to a year ago and up 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Riverdale are priced25% below average. Riverdale is part of the Kearney, NE metro area.
Over the past five years, Riverdale home values have risen by approximately28.9%, reflecting strong long-term appreciation in this market.
Price History
Riverdale Home Price Trend
City Comparison
Riverdale vs. National Median
At $308,163, homes in Riverdale cost 25% below the national median of $410,000. This makes Riverdale a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Riverdale?
20% Down Payment
$61,633
on $308,163
Monthly P&I
$1,607/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,041/mo
incl. taxes & insurance
Income Needed
$81,640
gross annual (30% rule)
10% Down Option
$30,816
+ PMI applies
Loan Amount (20% dn)
$246,530
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Riverdale, NE?
The median home value in Riverdale is $308,163 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.9% year-over-year.
How much have home prices changed in Riverdale?
Over the past year, home values in Riverdale have increased by 10.9%. Over five years, prices have risen approximately 28.9%.
How much do I need to earn to buy a home in Riverdale?
To comfortably afford the median home price of $308,163 with a 20% down payment ($61,633) at today's rates (6.8%), you'd need a gross annual income of approximately $81,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Riverdale compare to the national average home price?
The national median home value is approximately $410,000. At $308,163, homes in Riverdale are 25% below the national average.
What metro area is Riverdale part of?
Riverdale is part of the Kearney, NE metropolitan area. Home prices and market conditions can vary across the broader metro region.