Market Overview
Home Prices in Scottsbluff, NE
The median home value in Scottsbluff, NE is $190,140 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.2% compared to a year ago and up 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Scottsbluff are priced54% below average. Scottsbluff is part of the Scottsbluff, NE metro area.
Over the past five years, Scottsbluff home values have risen by approximately32.9%, reflecting strong long-term appreciation in this market.
Price History
Scottsbluff Home Price Trend
City Comparison
Scottsbluff vs. National Median
At $190,140, homes in Scottsbluff cost 54% below the national median of $410,000. This makes Scottsbluff a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Scottsbluff?
20% Down Payment
$38,028
on $190,140
Monthly P&I
$992/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,260/mo
incl. taxes & insurance
Income Needed
$50,400
gross annual (30% rule)
10% Down Option
$19,014
+ PMI applies
Loan Amount (20% dn)
$152,112
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Scottsbluff, NE?
The median home value in Scottsbluff is $190,140 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.2% year-over-year.
How much have home prices changed in Scottsbluff?
Over the past year, home values in Scottsbluff have increased by 4.2%. Over five years, prices have risen approximately 32.9%.
How much do I need to earn to buy a home in Scottsbluff?
To comfortably afford the median home price of $190,140 with a 20% down payment ($38,028) at today's rates (6.8%), you'd need a gross annual income of approximately $50,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Scottsbluff compare to the national average home price?
The national median home value is approximately $410,000. At $190,140, homes in Scottsbluff are 54% below the national average.
What metro area is Scottsbluff part of?
Scottsbluff is part of the Scottsbluff, NE metropolitan area. Home prices and market conditions can vary across the broader metro region.