Market Overview
Home Prices in Seward, NE
The median home value in Seward, NE is $319,939 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.9% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Seward are priced22% below average. Seward is part of the Lincoln, NE metro area.
Over the past five years, Seward home values have risen by approximately31.3%, reflecting strong long-term appreciation in this market.
Price History
Seward Home Price Trend
City Comparison
Seward vs. National Median
At $319,939, homes in Seward cost 22% below the national median of $410,000. This makes Seward a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Seward?
20% Down Payment
$63,988
on $319,939
Monthly P&I
$1,669/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,120/mo
incl. taxes & insurance
Income Needed
$84,800
gross annual (30% rule)
10% Down Option
$31,994
+ PMI applies
Loan Amount (20% dn)
$255,951
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Seward, NE?
The median home value in Seward is $319,939 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.9% year-over-year.
How much have home prices changed in Seward?
Over the past year, home values in Seward have increased by 8.9%. Over five years, prices have risen approximately 31.3%.
How much do I need to earn to buy a home in Seward?
To comfortably afford the median home price of $319,939 with a 20% down payment ($63,988) at today's rates (6.8%), you'd need a gross annual income of approximately $84,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Seward compare to the national average home price?
The national median home value is approximately $410,000. At $319,939, homes in Seward are 22% below the national average.
What metro area is Seward part of?
Seward is part of the Lincoln, NE metropolitan area. Home prices and market conditions can vary across the broader metro region.