📍 Sidney, NE · Zillow ZHVI · July 2026

Average Home Price in
Sidney, NE

Cheyenne County County

Median Home Value
$180,045
↑ 7% year-over-year
vs. National Median
$410,000
Sidney is 56% below
Est. Monthly Payment
$939/mo
20% down · 6.8% rate
Income Needed
$48K
gross annual (30% rule)
Median Home Value
$180,045
↑ 7% year-over-year

Down Payment (20%)$36,009
Monthly P&I$939/mo
With Taxes & Ins.~$1,193/mo
Income Needed$47,720/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Sidney, NE

The median home value in Sidney, NE is $180,045 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7% compared to a year ago and up 5.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Sidney are priced56% below average.

Over the past five years, Sidney home values have risen by approximately46.5%, reflecting strong long-term appreciation in this market.

City Comparison

Sidney vs. National Median

🏠 Sidney
$180,045
National Median
$410,000

At $180,045, homes in Sidney cost 56% below the national median of $410,000. This makes Sidney a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Sidney?

20% Down Payment
$36,009
on $180,045
Monthly P&I
$939/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,193/mo
incl. taxes & insurance
Income Needed
$47,720
gross annual (30% rule)
10% Down Option
$18,005
+ PMI applies
Loan Amount (20% dn)
$144,036
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Sidney, NE?
The median home value in Sidney is $180,045 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7% year-over-year.
How much have home prices changed in Sidney?
Over the past year, home values in Sidney have increased by 7%. Over five years, prices have risen approximately 46.5%.
How much do I need to earn to buy a home in Sidney?
To comfortably afford the median home price of $180,045 with a 20% down payment ($36,009) at today's rates (6.8%), you'd need a gross annual income of approximately $47,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Sidney compare to the national average home price?
The national median home value is approximately $410,000. At $180,045, homes in Sidney are 56% below the national average.