Market Overview
Home Prices in Stella, NE
The median home value in Stella, NE is $176,524 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.8% compared to a year ago and down 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Stella are priced57% below average.
Over the past five years, Stella home values have risen by approximately18.4%, reflecting steady appreciation in this market.
Price History
Stella Home Price Trend
2020
$125,824
$126K
—
2021
$149,071
$149K
+18.5%
2022
$166,822
$167K
+11.9%
2023
$168,153
$168K
+0.8%
2024
$173,436
$173K
+3.1%
2025
$166,881
$167K
-3.8%
2026
$176,524
$177K
+5.8%
City Comparison
Stella vs. National Median
🏠 Stella
$176,524
National Median
$410,000
At $176,524, homes in Stella cost 57% below the national median of $410,000. This makes Stella a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Stella?
20% Down Payment
$35,305
on $176,524
Monthly P&I
$921/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,170/mo
incl. taxes & insurance
Income Needed
$46,800
gross annual (30% rule)
10% Down Option
$17,652
+ PMI applies
Loan Amount (20% dn)
$141,219
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Stella, NE?
The median home value in Stella is $176,524 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.8% year-over-year.
How much have home prices changed in Stella?
Over the past year, home values in Stella have increased by 5.8%. Over five years, prices have risen approximately 18.4%.
How much do I need to earn to buy a home in Stella?
To comfortably afford the median home price of $176,524 with a 20% down payment ($35,305) at today's rates (6.8%), you'd need a gross annual income of approximately $46,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Stella compare to the national average home price?
The national median home value is approximately $410,000. At $176,524, homes in Stella are 57% below the national average.