📍 Stuart, NE · Zillow ZHVI · July 2026

Average Home Price in
Stuart, NE

Holt County County

Median Home Value
$231,638
↑ 5.1% year-over-year
vs. National Median
$410,000
Stuart is 44% below
Est. Monthly Payment
$1,208/mo
20% down · 6.8% rate
Income Needed
$61K
gross annual (30% rule)
Median Home Value
$231,638
↑ 5.1% year-over-year

Down Payment (20%)$46,328
Monthly P&I$1,208/mo
With Taxes & Ins.~$1,534/mo
Income Needed$61,360/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Stuart, NE

The median home value in Stuart, NE is $231,638 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.1% compared to a year ago and up 3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Stuart are priced44% below average.

Over the past five years, Stuart home values have risen by approximately21.4%, reflecting strong long-term appreciation in this market.

City Comparison

Stuart vs. National Median

🏠 Stuart
$231,638
National Median
$410,000

At $231,638, homes in Stuart cost 44% below the national median of $410,000. This makes Stuart a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Stuart?

20% Down Payment
$46,328
on $231,638
Monthly P&I
$1,208/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,534/mo
incl. taxes & insurance
Income Needed
$61,360
gross annual (30% rule)
10% Down Option
$23,164
+ PMI applies
Loan Amount (20% dn)
$185,310
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Stuart, NE?
The median home value in Stuart is $231,638 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.1% year-over-year.
How much have home prices changed in Stuart?
Over the past year, home values in Stuart have increased by 5.1%. Over five years, prices have risen approximately 21.4%.
How much do I need to earn to buy a home in Stuart?
To comfortably afford the median home price of $231,638 with a 20% down payment ($46,328) at today's rates (6.8%), you'd need a gross annual income of approximately $61,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Stuart compare to the national average home price?
The national median home value is approximately $410,000. At $231,638, homes in Stuart are 44% below the national average.