Market Overview
Home Prices in Thedford, NE
The median home value in Thedford, NE is $247,470 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.4% compared to a year ago and up 5.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Thedford are priced40% below average.
Price History
Thedford Home Price Trend
2024
$234,075
$234K
—
2025
$246,496
$246K
+5.3%
2026
$247,470
$247K
+0.4%
City Comparison
Thedford vs. National Median
🏠 Thedford
$247,470
National Median
$410,000
At $247,470, homes in Thedford cost 40% below the national median of $410,000. This makes Thedford a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Thedford?
20% Down Payment
$49,494
on $247,470
Monthly P&I
$1,291/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,640/mo
incl. taxes & insurance
Income Needed
$65,600
gross annual (30% rule)
10% Down Option
$24,747
+ PMI applies
Loan Amount (20% dn)
$197,976
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Thedford, NE?
The median home value in Thedford is $247,470 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.4% year-over-year.
How much have home prices changed in Thedford?
Over the past year, home values in Thedford have increased by 0.4%.
How much do I need to earn to buy a home in Thedford?
To comfortably afford the median home price of $247,470 with a 20% down payment ($49,494) at today's rates (6.8%), you'd need a gross annual income of approximately $65,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Thedford compare to the national average home price?
The national median home value is approximately $410,000. At $247,470, homes in Thedford are 40% below the national average.