Market Overview
Home Prices in Upland, NE
The median home value in Upland, NE is $195,850 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 14% compared to a year ago and up 8.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Upland are priced52% below average.
Over the past five years, Upland home values have risen by approximately50.3%, reflecting strong long-term appreciation in this market.
Price History
Upland Home Price Trend
2020
$116,662
$117K
—
2021
$130,278
$130K
+11.7%
2022
$142,925
$143K
+9.7%
2023
$143,252
$143K
+0.2%
2024
$158,549
$159K
+10.7%
2025
$171,756
$172K
+8.3%
2026
$195,850
$196K
+14.0%
City Comparison
Upland vs. National Median
🏠 Upland
$195,850
National Median
$410,000
At $195,850, homes in Upland cost 52% below the national median of $410,000. This makes Upland a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Upland?
20% Down Payment
$39,170
on $195,850
Monthly P&I
$1,021/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,297/mo
incl. taxes & insurance
Income Needed
$51,880
gross annual (30% rule)
10% Down Option
$19,585
+ PMI applies
Loan Amount (20% dn)
$156,680
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Upland, NE?
The median home value in Upland is $195,850 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 14% year-over-year.
How much have home prices changed in Upland?
Over the past year, home values in Upland have increased by 14%. Over five years, prices have risen approximately 50.3%.
How much do I need to earn to buy a home in Upland?
To comfortably afford the median home price of $195,850 with a 20% down payment ($39,170) at today's rates (6.8%), you'd need a gross annual income of approximately $51,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Upland compare to the national average home price?
The national median home value is approximately $410,000. At $195,850, homes in Upland are 52% below the national average.