Market Overview
Home Prices in Valley, NE
The median home value in Valley, NE is $542,418 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Valley are priced32% above average. Valley is part of the Omaha-Council Bluffs, NE-IA metro area.
Over the past five years, Valley home values have risen by approximately28.4%, reflecting strong long-term appreciation in this market.
Price History
Valley Home Price Trend
City Comparison
Valley vs. National Median
At $542,418, homes in Valley cost 32% above the national median of $410,000. Buyers in Valley should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Valley?
20% Down Payment
$108,484
on $542,418
Monthly P&I
$2,829/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,593/mo
incl. taxes & insurance
Income Needed
$143,720
gross annual (30% rule)
10% Down Option
$54,242
+ PMI applies
Loan Amount (20% dn)
$433,934
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Valley, NE?
The median home value in Valley is $542,418 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5% year-over-year.
How much have home prices changed in Valley?
Over the past year, home values in Valley have increased by 5%. Over five years, prices have risen approximately 28.4%.
How much do I need to earn to buy a home in Valley?
To comfortably afford the median home price of $542,418 with a 20% down payment ($108,484) at today's rates (6.8%), you'd need a gross annual income of approximately $143,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Valley compare to the national average home price?
The national median home value is approximately $410,000. At $542,418, homes in Valley are 32% above the national average.
What metro area is Valley part of?
Valley is part of the Omaha-Council Bluffs, NE-IA metropolitan area. Home prices and market conditions can vary across the broader metro region.