📍 Wallace, NE · Zillow ZHVI · July 2026

Average Home Price in
Wallace, NE

North Platte, NE metro area · Lincoln County County

Median Home Value
$131,261
↑ 4.7% year-over-year
vs. National Median
$410,000
Wallace is 68% below
Est. Monthly Payment
$685/mo
20% down · 6.8% rate
Income Needed
$35K
gross annual (30% rule)
Median Home Value
$131,261
↑ 4.7% year-over-year

Down Payment (20%)$26,252
Monthly P&I$685/mo
With Taxes & Ins.~$870/mo
Income Needed$34,800/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Wallace, NE

The median home value in Wallace, NE is $131,261 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.7% compared to a year ago and down 5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Wallace are priced68% below average. Wallace is part of the North Platte, NE metro area.

Over the past five years, Wallace home values have risen by approximately5.3%, reflecting steady appreciation in this market.

City Comparison

Wallace vs. National Median

🏠 Wallace
$131,261
National Median
$410,000

At $131,261, homes in Wallace cost 68% below the national median of $410,000. This makes Wallace a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Wallace?

20% Down Payment
$26,252
on $131,261
Monthly P&I
$685/mo
30-yr @ 6.8%
Total Monthly Est.
~$870/mo
incl. taxes & insurance
Income Needed
$34,800
gross annual (30% rule)
10% Down Option
$13,126
+ PMI applies
Loan Amount (20% dn)
$105,009
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Wallace, NE?
The median home value in Wallace is $131,261 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.7% year-over-year.
How much have home prices changed in Wallace?
Over the past year, home values in Wallace have increased by 4.7%. Over five years, prices have risen approximately 5.3%.
How much do I need to earn to buy a home in Wallace?
To comfortably afford the median home price of $131,261 with a 20% down payment ($26,252) at today's rates (6.8%), you'd need a gross annual income of approximately $34,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Wallace compare to the national average home price?
The national median home value is approximately $410,000. At $131,261, homes in Wallace are 68% below the national average.
What metro area is Wallace part of?
Wallace is part of the North Platte, NE metropolitan area. Home prices and market conditions can vary across the broader metro region.