Market Overview
Home Prices in Western, NE
The median home value in Western, NE is $215,438 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6.4% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Western are priced47% below average.
Over the past five years, Western home values have risen by approximately29.2%, reflecting strong long-term appreciation in this market.
Price History
Western Home Price Trend
2020
$140,396
$140K
—
2021
$166,693
$167K
+18.7%
2022
$197,037
$197K
+18.2%
2023
$222,018
$222K
+12.7%
2024
$228,436
$228K
+2.9%
2025
$230,277
$230K
+0.8%
2026
$215,438
$215K
-6.4%
City Comparison
Western vs. National Median
🏠 Western
$215,438
National Median
$410,000
At $215,438, homes in Western cost 47% below the national median of $410,000. This makes Western a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Western?
20% Down Payment
$43,088
on $215,438
Monthly P&I
$1,124/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,427/mo
incl. taxes & insurance
Income Needed
$57,080
gross annual (30% rule)
10% Down Option
$21,544
+ PMI applies
Loan Amount (20% dn)
$172,350
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Western, NE?
The median home value in Western is $215,438 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6.4% year-over-year.
How much have home prices changed in Western?
Over the past year, home values in Western have decreased by 6.4%. Over five years, prices have risen approximately 29.2%.
How much do I need to earn to buy a home in Western?
To comfortably afford the median home price of $215,438 with a 20% down payment ($43,088) at today's rates (6.8%), you'd need a gross annual income of approximately $57,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Western compare to the national average home price?
The national median home value is approximately $410,000. At $215,438, homes in Western are 47% below the national average.