Market Overview
Home Prices in Derry, NH
The median home value in Derry, NH is $512,240 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Derry are priced25% above average. Derry is part of the Boston-Cambridge-Newton, MA-NH metro area.
Over the past five years, Derry home values have risen by approximately33.8%, reflecting strong long-term appreciation in this market.
Price History
Derry Home Price Trend
City Comparison
Derry vs. National Median
At $512,240, homes in Derry cost 25% above the national median of $410,000. Buyers in Derry should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Derry?
20% Down Payment
$102,448
on $512,240
Monthly P&I
$2,672/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,393/mo
incl. taxes & insurance
Income Needed
$135,720
gross annual (30% rule)
10% Down Option
$51,224
+ PMI applies
Loan Amount (20% dn)
$409,792
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Derry, NH?
The median home value in Derry is $512,240 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Derry?
Over the past year, home values in Derry have increased by 3.4%. Over five years, prices have risen approximately 33.8%.
How much do I need to earn to buy a home in Derry?
To comfortably afford the median home price of $512,240 with a 20% down payment ($102,448) at today's rates (6.8%), you'd need a gross annual income of approximately $135,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Derry compare to the national average home price?
The national median home value is approximately $410,000. At $512,240, homes in Derry are 25% above the national average.
What metro area is Derry part of?
Derry is part of the Boston-Cambridge-Newton, MA-NH metropolitan area. Home prices and market conditions can vary across the broader metro region.