Market Overview
Home Prices in Atco, NJ
The median home value in Atco, NJ is $371,363 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.7% compared to a year ago and up 4.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Atco are priced9% below average. Atco is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area.
Over the past five years, Atco home values have risen by approximately45.0%, reflecting strong long-term appreciation in this market.
Price History
Atco Home Price Trend
City Comparison
Atco vs. National Median
At $371,363, homes in Atco cost 9% below the national median of $410,000. This makes Atco a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Atco?
20% Down Payment
$74,273
on $371,363
Monthly P&I
$1,937/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,460/mo
incl. taxes & insurance
Income Needed
$98,400
gross annual (30% rule)
10% Down Option
$37,136
+ PMI applies
Loan Amount (20% dn)
$297,090
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Atco, NJ?
The median home value in Atco is $371,363 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.7% year-over-year.
How much have home prices changed in Atco?
Over the past year, home values in Atco have increased by 4.7%. Over five years, prices have risen approximately 45.0%.
How much do I need to earn to buy a home in Atco?
To comfortably afford the median home price of $371,363 with a 20% down payment ($74,273) at today's rates (6.8%), you'd need a gross annual income of approximately $98,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Atco compare to the national average home price?
The national median home value is approximately $410,000. At $371,363, homes in Atco are 9% below the national average.
What metro area is Atco part of?
Atco is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. Home prices and market conditions can vary across the broader metro region.