Market Overview
Home Prices in Atlantic Highlands, NJ
The median home value in Atlantic Highlands, NJ is $859,934 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.1% compared to a year ago and up 3.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Atlantic Highlands are priced110% above average. Atlantic Highlands is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Atlantic Highlands home values have risen by approximately39.6%, reflecting strong long-term appreciation in this market.
Price History
Atlantic Highlands Home Price Trend
City Comparison
Atlantic Highlands vs. National Median
At $859,934, homes in Atlantic Highlands cost 110% above the national median of $410,000. Buyers in Atlantic Highlands should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Atlantic Highlands?
20% Down Payment
$171,987
on $859,934
Monthly P&I
$4,485/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,696/mo
incl. taxes & insurance
Income Needed
$227,840
gross annual (30% rule)
10% Down Option
$85,993
+ PMI applies
Loan Amount (20% dn)
$687,947
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Atlantic Highlands, NJ?
The median home value in Atlantic Highlands is $859,934 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.1% year-over-year.
How much have home prices changed in Atlantic Highlands?
Over the past year, home values in Atlantic Highlands have increased by 6.1%. Over five years, prices have risen approximately 39.6%.
How much do I need to earn to buy a home in Atlantic Highlands?
To comfortably afford the median home price of $859,934 with a 20% down payment ($171,987) at today's rates (6.8%), you'd need a gross annual income of approximately $227,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Atlantic Highlands compare to the national average home price?
The national median home value is approximately $410,000. At $859,934, homes in Atlantic Highlands are 110% above the national average.
What metro area is Atlantic Highlands part of?
Atlantic Highlands is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.