📍 Barnegat, NJ · Zillow ZHVI · July 2026

Average Home Price in
Barnegat, NJ

New York-Newark-Jersey City, NY-NJ-PA metro area · Ocean County County

Median Home Value
$510,432
↑ 4.1% year-over-year
vs. National Median
$410,000
Barnegat is 24% above
Est. Monthly Payment
$2,662/mo
20% down · 6.8% rate
Income Needed
$135K
gross annual (30% rule)
Median Home Value
$510,432
↑ 4.1% year-over-year

Down Payment (20%)$102,086
Monthly P&I$2,662/mo
With Taxes & Ins.~$3,381/mo
Income Needed$135,240/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Barnegat, NJ

The median home value in Barnegat, NJ is $510,432 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.1% compared to a year ago and up 2.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Barnegat are priced24% above average. Barnegat is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.

Over the past five years, Barnegat home values have risen by approximately43.7%, reflecting strong long-term appreciation in this market.

City Comparison

Barnegat vs. National Median

🏠 Barnegat
$510,432
National Median
$410,000

At $510,432, homes in Barnegat cost 24% above the national median of $410,000. Buyers in Barnegat should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Barnegat?

20% Down Payment
$102,086
on $510,432
Monthly P&I
$2,662/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,381/mo
incl. taxes & insurance
Income Needed
$135,240
gross annual (30% rule)
10% Down Option
$51,043
+ PMI applies
Loan Amount (20% dn)
$408,346
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Barnegat, NJ?
The median home value in Barnegat is $510,432 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.1% year-over-year.
How much have home prices changed in Barnegat?
Over the past year, home values in Barnegat have increased by 4.1%. Over five years, prices have risen approximately 43.7%.
How much do I need to earn to buy a home in Barnegat?
To comfortably afford the median home price of $510,432 with a 20% down payment ($102,086) at today's rates (6.8%), you'd need a gross annual income of approximately $135,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Barnegat compare to the national average home price?
The national median home value is approximately $410,000. At $510,432, homes in Barnegat are 24% above the national average.
What metro area is Barnegat part of?
Barnegat is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.