Market Overview
Home Prices in Bay Head, NJ
The median home value in Bay Head, NJ is $2,639,039 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 20.5% compared to a year ago and up 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bay Head are priced544% above average. Bay Head is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Bay Head home values have risen by approximately53.1%, reflecting strong long-term appreciation in this market.
Price History
Bay Head Home Price Trend
City Comparison
Bay Head vs. National Median
At $2,639,039, homes in Bay Head cost 544% above the national median of $410,000. Buyers in Bay Head should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Bay Head?
20% Down Payment
$527,808
on $2,639,039
Monthly P&I
$13,764/mo
30-yr @ 6.8%
Total Monthly Est.
~$17,480/mo
incl. taxes & insurance
Income Needed
$699,200
gross annual (30% rule)
10% Down Option
$263,904
+ PMI applies
Loan Amount (20% dn)
$2,111,231
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bay Head, NJ?
The median home value in Bay Head is $2,639,039 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 20.5% year-over-year.
How much have home prices changed in Bay Head?
Over the past year, home values in Bay Head have increased by 20.5%. Over five years, prices have risen approximately 53.1%.
How much do I need to earn to buy a home in Bay Head?
To comfortably afford the median home price of $2,639,039 with a 20% down payment ($527,808) at today's rates (6.8%), you'd need a gross annual income of approximately $699,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Bay Head compare to the national average home price?
The national median home value is approximately $410,000. At $2,639,039, homes in Bay Head are 544% above the national average.
What metro area is Bay Head part of?
Bay Head is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.