Market Overview
Home Prices in Belleville, NJ
The median home value in Belleville, NJ is $528,930 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.1% compared to a year ago and up 5.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Belleville are priced29% above average. Belleville is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Belleville home values have risen by approximately35.0%, reflecting strong long-term appreciation in this market.
Price History
Belleville Home Price Trend
City Comparison
Belleville vs. National Median
At $528,930, homes in Belleville cost 29% above the national median of $410,000. Buyers in Belleville should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Belleville?
20% Down Payment
$105,786
on $528,930
Monthly P&I
$2,759/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,504/mo
incl. taxes & insurance
Income Needed
$140,160
gross annual (30% rule)
10% Down Option
$52,893
+ PMI applies
Loan Amount (20% dn)
$423,144
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Belleville, NJ?
The median home value in Belleville is $528,930 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.1% year-over-year.
How much have home prices changed in Belleville?
Over the past year, home values in Belleville have increased by 4.1%. Over five years, prices have risen approximately 35.0%.
How much do I need to earn to buy a home in Belleville?
To comfortably afford the median home price of $528,930 with a 20% down payment ($105,786) at today's rates (6.8%), you'd need a gross annual income of approximately $140,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Belleville compare to the national average home price?
The national median home value is approximately $410,000. At $528,930, homes in Belleville are 29% above the national average.
What metro area is Belleville part of?
Belleville is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.