Market Overview
Home Prices in Belmar, NJ
The median home value in Belmar, NJ is $1,018,118 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.2% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Belmar are priced148% above average. Belmar is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Belmar home values have risen by approximately37.1%, reflecting strong long-term appreciation in this market.
Price History
Belmar Home Price Trend
City Comparison
Belmar vs. National Median
At $1,018,118, homes in Belmar cost 148% above the national median of $410,000. Buyers in Belmar should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Belmar?
20% Down Payment
$203,624
on $1,018,118
Monthly P&I
$5,310/mo
30-yr @ 6.8%
Total Monthly Est.
~$6,744/mo
incl. taxes & insurance
Income Needed
$269,760
gross annual (30% rule)
10% Down Option
$101,812
+ PMI applies
Loan Amount (20% dn)
$814,494
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Belmar, NJ?
The median home value in Belmar is $1,018,118 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.2% year-over-year.
How much have home prices changed in Belmar?
Over the past year, home values in Belmar have increased by 3.2%. Over five years, prices have risen approximately 37.1%.
How much do I need to earn to buy a home in Belmar?
To comfortably afford the median home price of $1,018,118 with a 20% down payment ($203,624) at today's rates (6.8%), you'd need a gross annual income of approximately $269,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Belmar compare to the national average home price?
The national median home value is approximately $410,000. At $1,018,118, homes in Belmar are 148% above the national average.
What metro area is Belmar part of?
Belmar is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.