Market Overview
Home Prices in Bergenfield, NJ
The median home value in Bergenfield, NJ is $654,528 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.2% compared to a year ago and up 4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bergenfield are priced60% above average. Bergenfield is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Bergenfield home values have risen by approximately33.9%, reflecting strong long-term appreciation in this market.
Price History
Bergenfield Home Price Trend
City Comparison
Bergenfield vs. National Median
At $654,528, homes in Bergenfield cost 60% above the national median of $410,000. Buyers in Bergenfield should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Bergenfield?
20% Down Payment
$130,906
on $654,528
Monthly P&I
$3,414/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,336/mo
incl. taxes & insurance
Income Needed
$173,440
gross annual (30% rule)
10% Down Option
$65,453
+ PMI applies
Loan Amount (20% dn)
$523,622
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bergenfield, NJ?
The median home value in Bergenfield is $654,528 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.2% year-over-year.
How much have home prices changed in Bergenfield?
Over the past year, home values in Bergenfield have increased by 4.2%. Over five years, prices have risen approximately 33.9%.
How much do I need to earn to buy a home in Bergenfield?
To comfortably afford the median home price of $654,528 with a 20% down payment ($130,906) at today's rates (6.8%), you'd need a gross annual income of approximately $173,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Bergenfield compare to the national average home price?
The national median home value is approximately $410,000. At $654,528, homes in Bergenfield are 60% above the national average.
What metro area is Bergenfield part of?
Bergenfield is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.