Market Overview
Home Prices in Berlin, NJ
The median home value in Berlin, NJ is $400,079 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.3% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Berlin are priced2% below average. Berlin is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area.
Over the past five years, Berlin home values have risen by approximately41.2%, reflecting strong long-term appreciation in this market.
Price History
Berlin Home Price Trend
City Comparison
Berlin vs. National Median
At $400,079, homes in Berlin cost 2% below the national median of $410,000. This makes Berlin a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Berlin?
20% Down Payment
$80,016
on $400,079
Monthly P&I
$2,087/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,650/mo
incl. taxes & insurance
Income Needed
$106,000
gross annual (30% rule)
10% Down Option
$40,008
+ PMI applies
Loan Amount (20% dn)
$320,063
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Berlin, NJ?
The median home value in Berlin is $400,079 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.3% year-over-year.
How much have home prices changed in Berlin?
Over the past year, home values in Berlin have increased by 3.3%. Over five years, prices have risen approximately 41.2%.
How much do I need to earn to buy a home in Berlin?
To comfortably afford the median home price of $400,079 with a 20% down payment ($80,016) at today's rates (6.8%), you'd need a gross annual income of approximately $106,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Berlin compare to the national average home price?
The national median home value is approximately $410,000. At $400,079, homes in Berlin are 2% below the national average.
What metro area is Berlin part of?
Berlin is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. Home prices and market conditions can vary across the broader metro region.