Market Overview
Home Prices in Bradley Beach, NJ
The median home value in Bradley Beach, NJ is $1,142,324 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.3% compared to a year ago and up 5.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bradley Beach are priced179% above average. Bradley Beach is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Bradley Beach home values have risen by approximately43.2%, reflecting strong long-term appreciation in this market.
Price History
Bradley Beach Home Price Trend
City Comparison
Bradley Beach vs. National Median
At $1,142,324, homes in Bradley Beach cost 179% above the national median of $410,000. Buyers in Bradley Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Bradley Beach?
20% Down Payment
$228,465
on $1,142,324
Monthly P&I
$5,958/mo
30-yr @ 6.8%
Total Monthly Est.
~$7,567/mo
incl. taxes & insurance
Income Needed
$302,680
gross annual (30% rule)
10% Down Option
$114,232
+ PMI applies
Loan Amount (20% dn)
$913,859
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bradley Beach, NJ?
The median home value in Bradley Beach is $1,142,324 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.3% year-over-year.
How much have home prices changed in Bradley Beach?
Over the past year, home values in Bradley Beach have increased by 5.3%. Over five years, prices have risen approximately 43.2%.
How much do I need to earn to buy a home in Bradley Beach?
To comfortably afford the median home price of $1,142,324 with a 20% down payment ($228,465) at today's rates (6.8%), you'd need a gross annual income of approximately $302,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Bradley Beach compare to the national average home price?
The national median home value is approximately $410,000. At $1,142,324, homes in Bradley Beach are 179% above the national average.
What metro area is Bradley Beach part of?
Bradley Beach is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.