Market Overview
Home Prices in Cliffwood, NJ
The median home value in Cliffwood, NJ is $519,757 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3% compared to a year ago and up 7.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cliffwood are priced27% above average. Cliffwood is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Cliffwood home values have risen by approximately31.2%, reflecting strong long-term appreciation in this market.
Price History
Cliffwood Home Price Trend
City Comparison
Cliffwood vs. National Median
At $519,757, homes in Cliffwood cost 27% above the national median of $410,000. Buyers in Cliffwood should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Cliffwood?
20% Down Payment
$103,951
on $519,757
Monthly P&I
$2,711/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,443/mo
incl. taxes & insurance
Income Needed
$137,720
gross annual (30% rule)
10% Down Option
$51,976
+ PMI applies
Loan Amount (20% dn)
$415,806
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cliffwood, NJ?
The median home value in Cliffwood is $519,757 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3% year-over-year.
How much have home prices changed in Cliffwood?
Over the past year, home values in Cliffwood have decreased by 3%. Over five years, prices have risen approximately 31.2%.
How much do I need to earn to buy a home in Cliffwood?
To comfortably afford the median home price of $519,757 with a 20% down payment ($103,951) at today's rates (6.8%), you'd need a gross annual income of approximately $137,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Cliffwood compare to the national average home price?
The national median home value is approximately $410,000. At $519,757, homes in Cliffwood are 27% above the national average.
What metro area is Cliffwood part of?
Cliffwood is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.