Market Overview
Home Prices in Clifton, NJ
The median home value in Clifton, NJ is $616,096 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.6% compared to a year ago and up 6.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clifton are priced50% above average. Clifton is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Clifton home values have risen by approximately37.1%, reflecting strong long-term appreciation in this market.
Price History
Clifton Home Price Trend
City Comparison
Clifton vs. National Median
At $616,096, homes in Clifton cost 50% above the national median of $410,000. Buyers in Clifton should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Clifton?
20% Down Payment
$123,219
on $616,096
Monthly P&I
$3,213/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,081/mo
incl. taxes & insurance
Income Needed
$163,240
gross annual (30% rule)
10% Down Option
$61,610
+ PMI applies
Loan Amount (20% dn)
$492,877
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clifton, NJ?
The median home value in Clifton is $616,096 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.6% year-over-year.
How much have home prices changed in Clifton?
Over the past year, home values in Clifton have increased by 3.6%. Over five years, prices have risen approximately 37.1%.
How much do I need to earn to buy a home in Clifton?
To comfortably afford the median home price of $616,096 with a 20% down payment ($123,219) at today's rates (6.8%), you'd need a gross annual income of approximately $163,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Clifton compare to the national average home price?
The national median home value is approximately $410,000. At $616,096, homes in Clifton are 50% above the national average.
What metro area is Clifton part of?
Clifton is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.