Market Overview
Home Prices in Colts Neck Township, NJ
The median home value in Colts Neck Township, NJ is $1,355,516 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.7% compared to a year ago and up 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Colts Neck Township are priced231% above average. Colts Neck Township is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Colts Neck Township home values have risen by approximately46.5%, reflecting strong long-term appreciation in this market.
Price History
Colts Neck Township Home Price Trend
City Comparison
Colts Neck Township vs. National Median
At $1,355,516, homes in Colts Neck Township cost 231% above the national median of $410,000. Buyers in Colts Neck Township should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Colts Neck Township?
20% Down Payment
$271,103
on $1,355,516
Monthly P&I
$7,070/mo
30-yr @ 6.8%
Total Monthly Est.
~$8,979/mo
incl. taxes & insurance
Income Needed
$359,160
gross annual (30% rule)
10% Down Option
$135,552
+ PMI applies
Loan Amount (20% dn)
$1,084,413
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Colts Neck Township, NJ?
The median home value in Colts Neck Township is $1,355,516 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.7% year-over-year.
How much have home prices changed in Colts Neck Township?
Over the past year, home values in Colts Neck Township have increased by 6.7%. Over five years, prices have risen approximately 46.5%.
How much do I need to earn to buy a home in Colts Neck Township?
To comfortably afford the median home price of $1,355,516 with a 20% down payment ($271,103) at today's rates (6.8%), you'd need a gross annual income of approximately $359,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Colts Neck Township compare to the national average home price?
The national median home value is approximately $410,000. At $1,355,516, homes in Colts Neck Township are 231% above the national average.
What metro area is Colts Neck Township part of?
Colts Neck Township is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.