Market Overview
Home Prices in Egg Harbor City, NJ
The median home value in Egg Harbor City, NJ is $346,655 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.5% compared to a year ago and up 4.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Egg Harbor City are priced15% below average. Egg Harbor City is part of the Atlantic City-Hammonton, NJ metro area.
Over the past five years, Egg Harbor City home values have risen by approximately44.1%, reflecting strong long-term appreciation in this market.
Price History
Egg Harbor City Home Price Trend
City Comparison
Egg Harbor City vs. National Median
At $346,655, homes in Egg Harbor City cost 15% below the national median of $410,000. This makes Egg Harbor City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Egg Harbor City?
20% Down Payment
$69,331
on $346,655
Monthly P&I
$1,808/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,296/mo
incl. taxes & insurance
Income Needed
$91,840
gross annual (30% rule)
10% Down Option
$34,666
+ PMI applies
Loan Amount (20% dn)
$277,324
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Egg Harbor City, NJ?
The median home value in Egg Harbor City is $346,655 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.5% year-over-year.
How much have home prices changed in Egg Harbor City?
Over the past year, home values in Egg Harbor City have increased by 1.5%. Over five years, prices have risen approximately 44.1%.
How much do I need to earn to buy a home in Egg Harbor City?
To comfortably afford the median home price of $346,655 with a 20% down payment ($69,331) at today's rates (6.8%), you'd need a gross annual income of approximately $91,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Egg Harbor City compare to the national average home price?
The national median home value is approximately $410,000. At $346,655, homes in Egg Harbor City are 15% below the national average.
What metro area is Egg Harbor City part of?
Egg Harbor City is part of the Atlantic City-Hammonton, NJ metropolitan area. Home prices and market conditions can vary across the broader metro region.