📍 Elmwood Park, NJ · Zillow ZHVI · July 2026

Average Home Price in
Elmwood Park, NJ

New York-Newark-Jersey City, NY-NJ-PA metro area · Bergen County County

Median Home Value
$625,506
↑ 3.6% year-over-year
vs. National Median
$410,000
Elmwood Park is 53% above
Est. Monthly Payment
$3,262/mo
20% down · 6.8% rate
Income Needed
$166K
gross annual (30% rule)
Median Home Value
$625,506
↑ 3.6% year-over-year

Down Payment (20%)$125,101
Monthly P&I$3,262/mo
With Taxes & Ins.~$4,143/mo
Income Needed$165,720/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Elmwood Park, NJ

The median home value in Elmwood Park, NJ is $625,506 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.6% compared to a year ago and up 4.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Elmwood Park are priced53% above average. Elmwood Park is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.

Over the past five years, Elmwood Park home values have risen by approximately24.7%, reflecting strong long-term appreciation in this market.

City Comparison

Elmwood Park vs. National Median

🏠 Elmwood Park
$625,506
National Median
$410,000

At $625,506, homes in Elmwood Park cost 53% above the national median of $410,000. Buyers in Elmwood Park should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Elmwood Park?

20% Down Payment
$125,101
on $625,506
Monthly P&I
$3,262/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,143/mo
incl. taxes & insurance
Income Needed
$165,720
gross annual (30% rule)
10% Down Option
$62,551
+ PMI applies
Loan Amount (20% dn)
$500,405
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Elmwood Park, NJ?
The median home value in Elmwood Park is $625,506 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.6% year-over-year.
How much have home prices changed in Elmwood Park?
Over the past year, home values in Elmwood Park have increased by 3.6%. Over five years, prices have risen approximately 24.7%.
How much do I need to earn to buy a home in Elmwood Park?
To comfortably afford the median home price of $625,506 with a 20% down payment ($125,101) at today's rates (6.8%), you'd need a gross annual income of approximately $165,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Elmwood Park compare to the national average home price?
The national median home value is approximately $410,000. At $625,506, homes in Elmwood Park are 53% above the national average.
What metro area is Elmwood Park part of?
Elmwood Park is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.