Market Overview
Home Prices in Guttenberg, NJ
The median home value in Guttenberg, NJ is $421,237 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.9% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Guttenberg are priced3% above average. Guttenberg is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Guttenberg home values have risen by approximately15.0%, reflecting steady appreciation in this market.
Price History
Guttenberg Home Price Trend
City Comparison
Guttenberg vs. National Median
At $421,237, homes in Guttenberg cost 3% above the national median of $410,000. Buyers in Guttenberg should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Guttenberg?
20% Down Payment
$84,247
on $421,237
Monthly P&I
$2,197/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,790/mo
incl. taxes & insurance
Income Needed
$111,600
gross annual (30% rule)
10% Down Option
$42,124
+ PMI applies
Loan Amount (20% dn)
$336,990
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Guttenberg, NJ?
The median home value in Guttenberg is $421,237 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.9% year-over-year.
How much have home prices changed in Guttenberg?
Over the past year, home values in Guttenberg have increased by 0.9%. Over five years, prices have risen approximately 15.0%.
How much do I need to earn to buy a home in Guttenberg?
To comfortably afford the median home price of $421,237 with a 20% down payment ($84,247) at today's rates (6.8%), you'd need a gross annual income of approximately $111,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Guttenberg compare to the national average home price?
The national median home value is approximately $410,000. At $421,237, homes in Guttenberg are 3% above the national average.
What metro area is Guttenberg part of?
Guttenberg is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.