Market Overview
Home Prices in Harvey Cedars, NJ
The median home value in Harvey Cedars, NJ is $2,289,404 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 12.8% compared to a year ago and up 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harvey Cedars are priced458% above average. Harvey Cedars is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Harvey Cedars home values have risen by approximately51.8%, reflecting strong long-term appreciation in this market.
Price History
Harvey Cedars Home Price Trend
City Comparison
Harvey Cedars vs. National Median
At $2,289,404, homes in Harvey Cedars cost 458% above the national median of $410,000. Buyers in Harvey Cedars should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Harvey Cedars?
20% Down Payment
$457,881
on $2,289,404
Monthly P&I
$11,940/mo
30-yr @ 6.8%
Total Monthly Est.
~$15,164/mo
incl. taxes & insurance
Income Needed
$606,560
gross annual (30% rule)
10% Down Option
$228,940
+ PMI applies
Loan Amount (20% dn)
$1,831,523
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harvey Cedars, NJ?
The median home value in Harvey Cedars is $2,289,404 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 12.8% year-over-year.
How much have home prices changed in Harvey Cedars?
Over the past year, home values in Harvey Cedars have increased by 12.8%. Over five years, prices have risen approximately 51.8%.
How much do I need to earn to buy a home in Harvey Cedars?
To comfortably afford the median home price of $2,289,404 with a 20% down payment ($457,881) at today's rates (6.8%), you'd need a gross annual income of approximately $606,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Harvey Cedars compare to the national average home price?
The national median home value is approximately $410,000. At $2,289,404, homes in Harvey Cedars are 458% above the national average.
What metro area is Harvey Cedars part of?
Harvey Cedars is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.