Market Overview
Home Prices in Hopatcong, NJ
The median home value in Hopatcong, NJ is $460,511 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.2% compared to a year ago and up 8.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hopatcong are priced12% above average. Hopatcong is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Hopatcong home values have risen by approximately45.7%, reflecting strong long-term appreciation in this market.
Price History
Hopatcong Home Price Trend
City Comparison
Hopatcong vs. National Median
At $460,511, homes in Hopatcong cost 12% above the national median of $410,000. Buyers in Hopatcong should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Hopatcong?
20% Down Payment
$92,102
on $460,511
Monthly P&I
$2,402/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,051/mo
incl. taxes & insurance
Income Needed
$122,040
gross annual (30% rule)
10% Down Option
$46,051
+ PMI applies
Loan Amount (20% dn)
$368,409
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hopatcong, NJ?
The median home value in Hopatcong is $460,511 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.2% year-over-year.
How much have home prices changed in Hopatcong?
Over the past year, home values in Hopatcong have increased by 4.2%. Over five years, prices have risen approximately 45.7%.
How much do I need to earn to buy a home in Hopatcong?
To comfortably afford the median home price of $460,511 with a 20% down payment ($92,102) at today's rates (6.8%), you'd need a gross annual income of approximately $122,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Hopatcong compare to the national average home price?
The national median home value is approximately $410,000. At $460,511, homes in Hopatcong are 12% above the national average.
What metro area is Hopatcong part of?
Hopatcong is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.