Market Overview
Home Prices in Irvington, NJ
The median home value in Irvington, NJ is $426,368 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.2% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Irvington are priced4% above average. Irvington is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Irvington home values have risen by approximately39.3%, reflecting strong long-term appreciation in this market.
Price History
Irvington Home Price Trend
City Comparison
Irvington vs. National Median
At $426,368, homes in Irvington cost 4% above the national median of $410,000. Buyers in Irvington should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Irvington?
20% Down Payment
$85,274
on $426,368
Monthly P&I
$2,224/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,824/mo
incl. taxes & insurance
Income Needed
$112,960
gross annual (30% rule)
10% Down Option
$42,637
+ PMI applies
Loan Amount (20% dn)
$341,094
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Irvington, NJ?
The median home value in Irvington is $426,368 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.2% year-over-year.
How much have home prices changed in Irvington?
Over the past year, home values in Irvington have increased by 5.2%. Over five years, prices have risen approximately 39.3%.
How much do I need to earn to buy a home in Irvington?
To comfortably afford the median home price of $426,368 with a 20% down payment ($85,274) at today's rates (6.8%), you'd need a gross annual income of approximately $112,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Irvington compare to the national average home price?
The national median home value is approximately $410,000. At $426,368, homes in Irvington are 4% above the national average.
What metro area is Irvington part of?
Irvington is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.