Market Overview
Home Prices in Kearny, NJ
The median home value in Kearny, NJ is $590,269 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and up 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kearny are priced44% above average. Kearny is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Kearny home values have risen by approximately27.4%, reflecting strong long-term appreciation in this market.
Price History
Kearny Home Price Trend
City Comparison
Kearny vs. National Median
At $590,269, homes in Kearny cost 44% above the national median of $410,000. Buyers in Kearny should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Kearny?
20% Down Payment
$118,054
on $590,269
Monthly P&I
$3,078/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,909/mo
incl. taxes & insurance
Income Needed
$156,360
gross annual (30% rule)
10% Down Option
$59,027
+ PMI applies
Loan Amount (20% dn)
$472,215
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kearny, NJ?
The median home value in Kearny is $590,269 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Kearny?
Over the past year, home values in Kearny have increased by 2.3%. Over five years, prices have risen approximately 27.4%.
How much do I need to earn to buy a home in Kearny?
To comfortably afford the median home price of $590,269 with a 20% down payment ($118,054) at today's rates (6.8%), you'd need a gross annual income of approximately $156,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Kearny compare to the national average home price?
The national median home value is approximately $410,000. At $590,269, homes in Kearny are 44% above the national average.
What metro area is Kearny part of?
Kearny is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.