Market Overview
Home Prices in Little Silver, NJ
The median home value in Little Silver, NJ is $1,184,624 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.8% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Little Silver are priced189% above average. Little Silver is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Little Silver home values have risen by approximately49.7%, reflecting strong long-term appreciation in this market.
Price History
Little Silver Home Price Trend
City Comparison
Little Silver vs. National Median
At $1,184,624, homes in Little Silver cost 189% above the national median of $410,000. Buyers in Little Silver should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Little Silver?
20% Down Payment
$236,925
on $1,184,624
Monthly P&I
$6,178/mo
30-yr @ 6.8%
Total Monthly Est.
~$7,846/mo
incl. taxes & insurance
Income Needed
$313,840
gross annual (30% rule)
10% Down Option
$118,462
+ PMI applies
Loan Amount (20% dn)
$947,699
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Little Silver, NJ?
The median home value in Little Silver is $1,184,624 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.8% year-over-year.
How much have home prices changed in Little Silver?
Over the past year, home values in Little Silver have increased by 10.8%. Over five years, prices have risen approximately 49.7%.
How much do I need to earn to buy a home in Little Silver?
To comfortably afford the median home price of $1,184,624 with a 20% down payment ($236,925) at today's rates (6.8%), you'd need a gross annual income of approximately $313,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Little Silver compare to the national average home price?
The national median home value is approximately $410,000. At $1,184,624, homes in Little Silver are 189% above the national average.
What metro area is Little Silver part of?
Little Silver is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.