Market Overview
Home Prices in Loch Arbour, NJ
The median home value in Loch Arbour, NJ is $3,107,352 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.4% compared to a year ago and up 7.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Loch Arbour are priced658% above average. Loch Arbour is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Loch Arbour home values have risen by approximately81.7%, reflecting strong long-term appreciation in this market.
Price History
Loch Arbour Home Price Trend
City Comparison
Loch Arbour vs. National Median
At $3,107,352, homes in Loch Arbour cost 658% above the national median of $410,000. Buyers in Loch Arbour should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Loch Arbour?
20% Down Payment
$621,470
on $3,107,352
Monthly P&I
$16,206/mo
30-yr @ 6.8%
Total Monthly Est.
~$20,582/mo
incl. taxes & insurance
Income Needed
$823,280
gross annual (30% rule)
10% Down Option
$310,735
+ PMI applies
Loan Amount (20% dn)
$2,485,882
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Loch Arbour, NJ?
The median home value in Loch Arbour is $3,107,352 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.4% year-over-year.
How much have home prices changed in Loch Arbour?
Over the past year, home values in Loch Arbour have increased by 11.4%. Over five years, prices have risen approximately 81.7%.
How much do I need to earn to buy a home in Loch Arbour?
To comfortably afford the median home price of $3,107,352 with a 20% down payment ($621,470) at today's rates (6.8%), you'd need a gross annual income of approximately $823,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Loch Arbour compare to the national average home price?
The national median home value is approximately $410,000. At $3,107,352, homes in Loch Arbour are 658% above the national average.
What metro area is Loch Arbour part of?
Loch Arbour is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.