Market Overview
Home Prices in Mantoloking, NJ
The median home value in Mantoloking, NJ is $2,121,020 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.6% compared to a year ago and up 7.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mantoloking are priced417% above average. Mantoloking is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Mantoloking home values have risen by approximately48.4%, reflecting strong long-term appreciation in this market.
Price History
Mantoloking Home Price Trend
City Comparison
Mantoloking vs. National Median
At $2,121,020, homes in Mantoloking cost 417% above the national median of $410,000. Buyers in Mantoloking should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Mantoloking?
20% Down Payment
$424,204
on $2,121,020
Monthly P&I
$11,062/mo
30-yr @ 6.8%
Total Monthly Est.
~$14,049/mo
incl. taxes & insurance
Income Needed
$561,960
gross annual (30% rule)
10% Down Option
$212,102
+ PMI applies
Loan Amount (20% dn)
$1,696,816
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mantoloking, NJ?
The median home value in Mantoloking is $2,121,020 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.6% year-over-year.
How much have home prices changed in Mantoloking?
Over the past year, home values in Mantoloking have increased by 10.6%. Over five years, prices have risen approximately 48.4%.
How much do I need to earn to buy a home in Mantoloking?
To comfortably afford the median home price of $2,121,020 with a 20% down payment ($424,204) at today's rates (6.8%), you'd need a gross annual income of approximately $561,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Mantoloking compare to the national average home price?
The national median home value is approximately $410,000. At $2,121,020, homes in Mantoloking are 417% above the national average.
What metro area is Mantoloking part of?
Mantoloking is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.