Market Overview
Home Prices in Middlesex, NJ
The median home value in Middlesex, NJ is $556,524 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.1% compared to a year ago and up 8.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Middlesex are priced36% above average. Middlesex is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Middlesex home values have risen by approximately37.4%, reflecting strong long-term appreciation in this market.
Price History
Middlesex Home Price Trend
City Comparison
Middlesex vs. National Median
At $556,524, homes in Middlesex cost 36% above the national median of $410,000. Buyers in Middlesex should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Middlesex?
20% Down Payment
$111,305
on $556,524
Monthly P&I
$2,902/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,686/mo
incl. taxes & insurance
Income Needed
$147,440
gross annual (30% rule)
10% Down Option
$55,652
+ PMI applies
Loan Amount (20% dn)
$445,219
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Middlesex, NJ?
The median home value in Middlesex is $556,524 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.1% year-over-year.
How much have home prices changed in Middlesex?
Over the past year, home values in Middlesex have increased by 4.1%. Over five years, prices have risen approximately 37.4%.
How much do I need to earn to buy a home in Middlesex?
To comfortably afford the median home price of $556,524 with a 20% down payment ($111,305) at today's rates (6.8%), you'd need a gross annual income of approximately $147,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Middlesex compare to the national average home price?
The national median home value is approximately $410,000. At $556,524, homes in Middlesex are 36% above the national average.
What metro area is Middlesex part of?
Middlesex is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.