Market Overview
Home Prices in Moonachie, NJ
The median home value in Moonachie, NJ is $661,954 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and up 4.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Moonachie are priced61% above average. Moonachie is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Moonachie home values have risen by approximately28.8%, reflecting strong long-term appreciation in this market.
Price History
Moonachie Home Price Trend
City Comparison
Moonachie vs. National Median
At $661,954, homes in Moonachie cost 61% above the national median of $410,000. Buyers in Moonachie should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Moonachie?
20% Down Payment
$132,391
on $661,954
Monthly P&I
$3,452/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,384/mo
incl. taxes & insurance
Income Needed
$175,360
gross annual (30% rule)
10% Down Option
$66,195
+ PMI applies
Loan Amount (20% dn)
$529,563
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Moonachie, NJ?
The median home value in Moonachie is $661,954 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Moonachie?
Over the past year, home values in Moonachie have increased by 3.4%. Over five years, prices have risen approximately 28.8%.
How much do I need to earn to buy a home in Moonachie?
To comfortably afford the median home price of $661,954 with a 20% down payment ($132,391) at today's rates (6.8%), you'd need a gross annual income of approximately $175,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Moonachie compare to the national average home price?
The national median home value is approximately $410,000. At $661,954, homes in Moonachie are 61% above the national average.
What metro area is Moonachie part of?
Moonachie is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.